Tuesday, 20 February 2018

Phoenix Personal Injury Lawyers

February 20, 2018 0
Phoenix Personal Injury Lawyers
Phoenix Car Accident Attorneys
Phoenix car accident attorneys were voted Best of Our Valley for two years in a row because we aggressively assist injury victims seek compensation for injuries resulting from a variety of accidents.

The most common car accidents in Phoenix involve pedestrians, cyclists, reckless drivers, and distracted drivers. And often times these accidents occur early morning or late evening. That is why our auto accident lawyers are available 24/7 to help.

Four reasons our law firm is the best in Phoenix is because we have exceptional attorneys and legal staff members. When you contact Lerner and Rowe you get:

Voted best personal injury law firm in Phoenix for 2017 & 2018 by independent peer groups.
Top 10 personal injury attorney in Arizona as recognized by national attorney organization.
Arizona Board Certified Personal Injury and Wrongful Death Attorneys.
Knowledgeable and caring staff with over 224 years of combined experience devoted solely to personal injury.
You can also expect to be treated as a priority. Each member of our personal injury legal team is focused on providing the best possible customer service and helping you get the highest amount of compensation possible. Last year alone we settled over $65 million in personal injury claims to help the injured cover medical expenses, losses and other damages!
Lerner and Rowe Phoenix
When involved in a car accident, it’s important that you contact an experienced car accident lawyer. Lerner and Rowe’s Phoenix car accident lawyers and legal team have a reputation for fighting hard to ensure that the victims of an accident receive the maximum settlement they deserve.

Our lawyers represent clients for many types of claims, including:

Multi-car accidents
18- wheeler / large truck accidents
DUI accidents
Taxi cab accidents
Pedestrian accidents
Teenage driver auto accidents
Bus accidents
ATV accidents
Motorcycle accidents
Wrongful death auto accidents
Elderly driver auto accidents

Ways To Lower Your Auto Insurance Premium

February 20, 2018 0
Ways To Lower Your Auto Insurance Premium
Here’s how to do it.
Auto insurance isn’t a fixed cost; there are things you can do both today and over time that will lower your auto insurance premiums. You may need car insurance, but you do not need to pay more than you have to! It costs $8,698 to own and operate the average automobile, according to 2015 data from AAA.

Given that automobile expenses are such a high and often overlooked expense, it’s well worth the time and effort to try to reduce them as much as possible. Although you may not be able to shorten your commute or trade for a more fuel-efficient vehicle overnight, there’s one automotive expense on which you can as incessant ads like to remind you cut by hundreds of dollars a year in a matter of minutes.

Yes, we’re talking about car insurance. And yes, you can almost always reduce your auto insurance bill if you know where to look.

Drive safely (and slowly)
Auto insurance is expensive enough in the normal course. But if you have accidents or moving violations, it can be ridiculously expensive. Avoiding accidents and driving more carefully are among the best ways to keep your auto insurance at a minimum.

If you already have moving violations, avoid adding more to your record going forward.

Even if you have one or more moving violations in the recent past, time can be your friend here. In most states, moving violations are dropped from your driving record after three years.

Buy an “insurance-friendly” car
The car you drive makes a big difference in your auto insurance premiums. There’s not much you can do about that right now, but there’s plenty that you can do when the time comes to buy a new car. When you do, make sure that car is auto insurance-friendly.

avoid excessively expensive or sporty cars.

At a minimum, the cost of your collision coverage will rise with the value of the vehicle. But beyond costs, it’s also important to understand that certain vehicles carry higher insurance charges. For example, any vehicle that could be at least loosely interpreted as a sports car will cost more for insurance.

choose cars with plenty of safety features

In addition to the type of car, and the amount you pay for it, you should also make sure it has certain safety features. Those features can result in lower insurance premiums.

The best way to go about this is to get a list of safety equipment that will result in a lower premium from your insurance company. Once you do, be sure that any car you buy incorporates as many as possible. Some examples include: a security system, passenger and rear seat airbags, and anti-lock brakes.

Take a defensive driving course
If your driving record is below average, this can be a relatively quick way to lower your insurance premium. Some insurance companies will offer a discount if you complete a defensive driving course. The one that you took in high school won’t do. It must be a course that you have completed recently.

There is one caveat here, however make sure that the cost of the driving course doesn’t wipe out any savings that you’ll get from the reduced premium. It may still be worth taking the course if it only eats up the savings for the first year. After that, you’ll get the benefit of the discount for each year thereafter.

Yes, it can pay to shop around
Many people stay with the same auto insurance carrier for years, but that’s not always the best course of action. Despite loyalty incentives, most insurance carriers slowly raise your rates over many years because they count on customers being too lazy to shop around.

You should compare auto insurance rates from competing companies at least every two years.

This is important because every year different companies choose to cut their prices in order to attract new business. They may offer discounts that are very attractive when compared to the company that has been handling your auto insurance for the past five years. Auto insurance is actually a more competitive market than most of us know, so that does require some investigation from time to time.

Move closer to work
When you apply for auto insurance, one of the first questions you’ll be asked is how many miles your daily round-trip commute is. Not surprisingly, the shorter your commute, the lower your auto insurance premium will be. This makes sense because it means you’ll be on the road less and reduces the possibility of being involved in an accident. Save with Pay-Per-Mile Car Insurance

Conveniently, most people look for a job that’s closer to home when changing jobs. The fact that auto insurance will be less expensive as a result should be an added incentive. The biggest discount will happen if you have a work-at-home arrangement. This will mean that you will have virtually no commute, ensuring you will get the biggest discount on commuting.

Improve your credit
Right or wrong, insurance companies take your credit score into account when pricing your car insurance policy.

Although you probably won’t be able to call up your insurance company and ask for a premium reduction just because your credit score went up a few points, a better credit score is likely to result in at least a slight improvement in your premiums the next time you shop for car insurance.

But let’s be clear the biggest savings are likely to come if you go from being a poor credit risk (ie, a 580 credit score), to a good one (700 or better). There are always numerous advantages to improving your credit, and the prospect of lower auto insurance is yet another.

Increase your deductible
I saved this one for last because it appears on virtually any list of ways to lower your auto insurance premium. But even though it’s a cliché, it’s still a very valid point.

In the event of a claim, your deductible is the amount of money you agree to pay out-of-pocket before insurance kicks in. For example, if you have a $500 deductible and you have an accident requiring $2,000 in repair work, the insurance company will only cut you a check for $1,500 ($2,000 your $500 deductible).

 Read more at: https://www.moneyunder30.com/ways-to-lower-your-auto-insurance-premium

Hire a Car Accident Lawyer

February 20, 2018 0
Hire a Car Accident Lawyer
When you’ve been hurt in an accident, you need a California auto accident attorney with experience smeone who has helped victims like you for more than 30 years.
The professionals at Berg Injury Lawyers understand what you’re going through. You have questions about the worth of your insurance claim and how long it will take to get a fair settlement. A car accident lawyer from our law firm will give you straight, simple answers about medical payments coverage, property damage, and lost wages, as well as assist you in completing necessary paperwork.
Whether you need help getting money for medical bills and car repairs, or you need someone to step in and deal with the insurance company, we’re here to help get you back on your feet. Get in touch with us by dialing (800) 400-BERG or completing a free online form today.
DO YOU HAVE A CLAIM?
After a car accident, you may be confused about whether or not you have a claim for compensation. To be eligible to collect damages, your accident must meet two criteria:
The accident was at least partially caused by another party’s negligence.
The accident caused you or a family member to suffer serious physical injuries.
Our California car accident attorneys can answer any questions you may have about what constitutes negligence and what it means for an injury to be “severe.” If your attorney determines that your accident meets both of these criteria, we will immediately begin building your claim.
WHAT TO DO WHEN THE INSURANCE COMPANY CALLS YOU
Once they are notified of your accident, representatives from either your insurance or the at-fault party’s insurance company may contact you. It’s best if you avoid speaking with them. Innocent comments can be manipulated to make it look like the accident was your fault or used to claim that your injuries aren’t severe. They may also try to pressure you into quickly signing a settlement worth far less than you actually need.
An experienced California auto accident attorney will take into account your current and future medical bills, lost wages, and other expenses, so you get the compensation you need to cover the true costs of your accident. We’re used to dealing with insurance company tactics, so when the insurance company calls, hang up and contact us instead. We’ll help you figure out whether or not a settlement offer is fair, and we’ll talk to the insurance company for you.
If you have questions about your car accident, we have answers. Visit our Car Accident FAQ page to get answers to questions our clients frequently ask about car accident claims, or contact us today to get a free initial consultation.
CAR CRASH FACTS AND STATISTICS
No matter what caused your auto accident, your injuries are your biggest concern. As California auto accident attorneys, some of the most common injuries our clients suffer in highway accidents include:
Broken bones
Cuts and lacerations
Head, neck, and spinal injuries
Internal bleeding and organ damage
Paralysis and nerve damage
Visit our Car Crash Facts and Statistics page to learn more about the most common factors in California car accidents.
CONTACT US FOR A FREE INITIAL CONSULTATION
Berg Injury Lawyers has been helping car accident victims in San Francisco, Sacramento, and throughout Northern California since 1981. And thanks to our No Fee Guarantee®, we offer our help with no upfront costs and no charges for our attorney’s services unless you win your case or recover a settlement.
If you’re the victim of an auto accident, don’t try to take on the insurance company alone. You have rights that protect your best interests, and you may be entitled to more money than the insurance company wants to admit. But you may not know unless you contact Berg Injury Lawyers.
Don’t let an insurance company decide what your claim is worth. Get a free initial consultation from Berg Injury Lawyers today.

Car Accident Have the Same Insurance Company?

February 20, 2018 0
Car Accident Have the Same Insurance Company?
You've just been in a car accident. When you exchange insurance cards you find that you and the other drive have the same insurance company.
Is this a good thing?
Will it speed up the settlement of any claims?
You might think so. But the truth? Probably not, according to insurance experts and attorneys interviewed by NetQuote.
"Things go the way they usually do," says David Meltzer, an insurance agent with Baltimore's East Insurance Group.
Meltzer did say there is one important exception, and it has to do with your deductible if you are the person who was hit and the other driver will probably be found at fault in the accident.
What Same Insurance Means For Deductibles
Say you're the driver who was hit: Your insurance company, because it represents both you and the driver who hit you, might not require you to pay your deductible when you repair your car. This is a significant change. In most accidents when you and the other driver are represented by different insurance companies, even if you are not at fault, you might have to pay upfront for some of the repairs to your car, depending on your deductible.
If an accident caused $3,000 of damage to your car and your deductible is $500, you'd have to pay for the first $500 of repair work before your insurance company picks up the cost of the remaining $2,500. If you are eventually found not to be at fault, your insurance company would most often reimburse you for the amount you paid out of pocket.
If you and the other driver are represented by the same insurance company, the process works a bit differently, Meltzer says. In such instances, the insurance company usually doesn't require a driver who was hit and clearly not at fault to pay any money out-of-pocket for car repairs. That money instead would usually come from the policy of the driver who was to blame for the accident.
Of course, this only holds true when it's clear who was at fault. The deductible benefit might not come into play if the insurance company and its adjustors need to investigate which of the drivers actually caused the accident.
Don't Expect Faster Insurance Claims
Besides the deductible situation, there are no other benefits – or disadvantages – when both drivers have the same insurance, says Evan Walker, a personal injury attorney based in La Jolla, California, who routinely handles auto accident cases.
Walker saysthat insurance companies are required to treat claims the same whether the other driver is represented by the same insurer or a different one.
"It doesn't really make a difference," Walker says. "Insurance companies have statutory duties to handle claims efficiently."
Don't expect your claim to be processed any faster, either, just because you and the other driver have the same insurance company. Your insurer will assign both you and the other driver a different adjuster. And these adjusters will determine who is at fault in an accident and the size of any payouts, just as they would if they were working for different companies.
Remember, your adjuster and the one representing the other driver might not work in the same office or even in the same city, even if they both work for the same insurance company.
Same Insurance, But Different Adjusters
Thomas Simeone, a personal injury attorney with the Washington, D.C., law firm of Simeone & Miller, says that it is a common misperception that the claims process will be a faster one when both parties of an accident are represented by the same insurance company.
"Many people think that if everyone has the same insurance, that will speed up the settlement of any claims, but that is generally not true," Simeone says.
The reason? Policy holders get their own adjuster. And these adjusters do everything they can to minimize how much the consumers they represent have to pay on claims.
"For all intents and purposes, they act as if they are with different companies," Simeone says.
Simeone also says that just because you and the other driver are represented by the same insurance company doesn't mean that your insurer won't try to lowball you on a payment. So don't just accept an offer that doesn't seem fair to you. Your insurer is also representing the other driver, don't forget.
"The best thing for anyone to do is not to assume that the claim is more likely to be paid or paid well because everyone has one insurance company," Simeone says. "Instead, proceed as you would if everyone had a different policy."

How a Mesothelioma Lawyer Can Help You Out Fast

February 20, 2018 0
How a Mesothelioma Lawyer Can Help You Out Fast
How a Mesothelioma Lawyer Can Help You Out Fast
Free Case Review – A reputable lawyer will offer to review your case free of charge. This includes providing a realistic expectation about potential compensation if you decide to file a mesothelioma lawsuit MESOTHELIOMA LAW FIRM, Donate Car to Charity,California, Donate Car for Tax Credit, Asbestos Lawyers, Cheap Domain Registration Hosting, Make Money Online Online, Auto insurance, Life insurance quotes, Online college degree, Online business degree, Auto accident attorney, Available Compensation – A mesothelioma attorney can help you understand what types of compensation may be available to you, such as settlements, verdicts, or trust fund claims.
Focused Legal Support – By hiring an attorney who focuses on mesothelioma, you will have access to the most recent information about past and current trials, including how to build the most effective case.
Research Assistance – Even if you are not sure how you were exposed to asbestos, your lawyer can help obtain employment, union, military, residential, and medical records on your behalf. Your attorney will also gather other evidence to be used for your case, such as depositions and testimony from witnesses and experts.
Venue Selection – A qualified attorney will help you choose the court in which to submit your mesothelioma claim, to give you the best chance at receiving compensation.
Case Management – Your mesothelioma lawyer will manage your case and keep you informed of developments along the way, giving you an opportunity to focus on treatment and spend time with family. In most cases, you will not even need to travel or appear in court.
Mesothelioma and the Law
Get answers to common questions about mesothelioma lawsuits and other parts of the legal process.
Lawsuits
Why should I file a lawsuit?
Will I have my own lawsuit or be part of a class action?
What state should I file my lawsuit in?
LEARN ABOUT MESOTHELIOMA LAWSUITS
Compensation
What types of compensation are available for mesothelioma patients?
Can I receive more than one type of mesothelioma compensation?
Are surviving family members eligible to receive compensation?
LEARN ABOUT MESOTHELIOMA COMPENSATION
Asbestos Claims
What types of asbestos-related claims are available?
How do I file an asbestos claim?
What deadlines exist for asbestos claims?
LEARN ABOUT ASBESTOS CLAIMS
Statute of Limitations
What is a personal injury statute of limitations?
What is a wrongful death statute of limitations?
How do mesothelioma statutes vary by state?
LEARN ABOUT STATUTE OF LIMITATIONS
Laws & Regulations
What asbestos safety laws do companies have to follow?
What government agencies regulate the use of asbestos?
Why isn’t asbestos banned in the U.S.?
LEARN ABOUT LAWS AND REGULATIONS
Finding a Mesothelioma Law Firm
Finding a reputable mesothelioma law firm with attorneys who are understanding and compassionate, and at the same time willing to fight hard on your behalf, is essential to making sure you receive the highest level of compensation for your injury.
What to Look for in a Mesothelioma Law Firm
Experience You Can Trust
Specialty in Mesothelioma Litigation
Dedicated Legal Teams / Individualized Attention
Nationwide Representation
Top Jury Awards / Settlements
No Legal Fees Unless a Settlement Is Reached
How a Mesothelioma Lawyer Can Help You Out Fast
When choosing the right mesothelioma law firm to work with, it is important to assess several factors including the firm's past track record for reaching settlements, as well as their knowledge of asbestos, asbestos law, and mesothelioma treatment options. A good mesothelioma lawyer has the right combination of drive, dedication, and determination to fight hard on your behalf for the highest settlements possible, along with strong compassion and understanding for what you and your family are going through as you work through the process together.
Top Mesothelioma Law Firms in the U.S.
After choosing the right doctor, one of the most important decisions you can make is to pick a lawyer who has experience in mesothelioma litigation at every level. The best mesothelioma lawyers work with a nationwide law firm that has access to resources and information that smaller, less experienced law firms may not have.
Early, Lucarelli, Sweeney & Meisenkothen
Early, Lucarelli, Sweeney and Meisenkothen is a national law firm recognized for its representation of over 3,000 hardworking men and women who have been exposed to asbestos and diagnosed with mesothelioma. ELSM's experience in asbestos litigation spans four decades.
Gori Julian & Associates, P.C.
At Gori Julian and Associates, P.C., we have handled hundreds of mesothelioma lawsuits on behalf of people throughout the United States. This experience allows us to choose jurisdiction in which to file your case based on many factors including, but not limited to, state of residence, jobsites, and previous and current employers.

Best Strategies to Lower Your Auto Insurance Premium

February 20, 2018 0
Best Strategies to Lower Your Auto Insurance Premium

Strategies To Lower Your Auto Insurance Premium

1. Shop around
Prices vary from company to company, so it pays to shop around. Get at least three price quotes. You can call companies directly or access information on the Internet. Your state insurance department may also provide comparisons of prices charged by major insurers. 

v style="background-color: white; color: #2e2e2e; font-family: Lora; font-size: 14px; margin: 0px; outline: 0px; padding: 0px; text-align: justify; transition: all 0.3s ease;"> You buy insurance to protect you financially and provide peace of mind. It’s important to pick a company that is financially stable. Check the financial health of insurance companies with rating companies such as A.M. Best (www.ambest.com) and Standard & Poor’s (www.standardandpoors.com/ratings) and consult consumer magazines.

Get quotes from different types of insurance companies. Some sell through their own agents. These agencies have the same name as the insurance company. Some sell through independent agents who offer policies from several insurance companies. Others do not use agents. They sell directly to consumers over the phone or via the Internet.

Don’t shop by price alone. Ask friends and relatives for their recommendations. Contact your state insurance department to find out whether they provide information on consumer complaints by company. Pick an agent or company representative that takes the time to answer your questions. You can use the checklist on the back of this brochure to help you compare quotes from insurers.

2. Before you buy a car, compare insurance costs
Before you buy a new or used car, check into insurance costs. Car insurance premiums are based in part on the car’s price, the cost to repair it, its overall safety record and the likelihood of theft. Many insurers offer discounts for features that reduce the risk of injuries or theft. To help you decide what car to buy, you can get information from the Insurance Institute for Highway Safety (www.iihs.org).

3. Ask for higher deductibles
Deductibles are what you pay before your insurance policy kicks in. By requesting higher deductibles, you can lower your costs substantially. For example, increasing your deductible from $200 to $500 could reduce your collision and comprehensive coverage cost by 15 to 30 percent. Going to a $1,000 deductible can save you 40 percent or more. Before choosing a higher deductible, be sure you have enough money set aside to pay it if you have a claim.

4. Reduce coverage on older cars
Consider dropping collision and/or comprehensive coverages on older cars. If your car is worth less than 10 times the premium, purchasing the coverage may not be cost effective. Auto dealers and banks can tell you the worth of cars. Or you can look it up online at Kelley’s Blue Book (www.kbb.com). Review your coverage at renewal time to make sure your insurance needs haven’t changed.

5. Buy your homeowners and auto coverage from the same insurer
Many insurers will give you a break if you buy two or more types of insurance. You may also get a reduction if you have more than one vehicle insured with the same company. Some insurers reduce the rates for long-time customers. But it still makes sense to shop around! You may save money buying from different insurance companies, compared with a multipolicy discount.

6. Maintain a good credit record
Establishing a solid credit history can cut your insurance costs. Most insurers use credit information to price auto insurance policies. Research shows that people who effectively manage their credit have fewer claims. To protect your credit standing, pay your bills on time, don’t obtain more credit than you need and keep your credit balances as low as possible. Check your credit record on a regular basis and have any errors corrected promptly so that your record remains accurate.

7. Take advantage of low mileage discounts
Some companies offer discounts to motorists who drive a lower than average number of miles per year. Low mileage discounts can also apply to drivers who car pool to work.

8. Ask about group insurance
Some companies offer reductions to drivers who get insurance through a group plan from their employers, through professional, business and alumni groups or from other associations. Ask your employer and inquire with groups or clubs you are a member of to see if this is possible.

9. Seek out other discounts
Companies offer discounts to policyholders who have not had any accidents or moving violations for a number of years. You may also get a discount if you take a defensive driving course. If there is a young driver on the policy who is a good student, has taken a drivers education course or is away at college without a car, you may also qualify for a lower rate.

The Best Houston Mesothelioma Lawyers

February 20, 2018 0
The Best Houston Mesothelioma Lawyers
Mesothelioma is a kind of cancer linked to asbestos. In recent years there has been a significant increase in cases relating to this disease, which has led to new lawyers specializing in mesothelioma lawsuits. As Houston is a major commercial hub in the US, it has many mesothelioma lawyers.
Mesothelioma is a disease which the majority of Houston residents do not know about. Mesothelioma is a kind of cancer linked to asbestos. In recent years there has been a significant increase in cases relating to this disease, which has led to new lawyers specializing in mesothelioma lawsuits. As Houston is a major commercial hub in the US, it has many mesothelioma lawyers.
Houston's mesothelioma lawyers and popular law firms primarily deal with mesothelioma victims and their families, who want to claim compensation from a firm where the victim was exposed to asbestos. It has been noticed that mesothelioma lawsuits can win millions in compensation for the victims and their families. According to Houston's law experts, if you are diagnosed with mesothelioma you have every right to file a lawsuit in the court. Nowadays there are numerous mesothelioma lawyers who are specialists in these cases and can get the maximum compensation for you. It is wise to contact a lawyer who has excelled in this field, and has a healthy knowledge about the disease and its related effects. Houston mesothelioma lawyers are clever enough to get the best judgment for you.
MESOTHELIOMA LAW FIRM, Donate Car to Charity,California, Donate Car for Tax Credit, Asbestos Lawyers, Do extensive market research to find the best mesothelioma lawyer in town, so that your case can be represented well. Provide him with all the information you have, so that he can prepare your case well in advance. Houston mesothelioma lawyers must present your case in a strong manner. It has been seen that Houston's mesothelioma lawyers also hire the investigators to get information about the firm where the victim was working. They can also help in obtaining the compensation to the family of the person who died due to mesothelioma, to help the family deal with its loss.
So if you are diagnosed with mesothelioma or one of your family members died from this disease, then this is the time to hire a mesothelioma lawyer.
Texas Mesothelioma Lawyers
When you or a family member is diagnosed with mesothelioma, everything changes. We understand that this is an incredibly difficult time for you and your family. While no amount of compensation can buy you a medical miracle, filing a mesothelioma lawsuit can help lift financial burdens so you can focus on what’s important.
Texas Mesothelioma Settlements
Our Texas asbestos attorneys have recovered $81 million on behalf of mesothelioma and asbestos-related disease victims in Texas alone, helping them pay for medical bills and hold the people who harmed them accountable. A few of Simmons Hanly Conroy’s top Texas mesothelioma settlement amounts recovered for our Texas clients are listed below.
Our firm represents people harmed by mesothelioma and other asbestos-related cancers on an individual basis, so the results below are reflective of each individual’s mesothelioma story. Results will vary by case depending on the individual’s exposure, age, diagnosis and several other factors.

Types of Personal Injury Cases We Represent

February 20, 2018 0
Types of Personal Injury Cases We Represent
Bus Accidents
There are far more bus accidents in Los Angeles than any other metro area. We have been successfully winning bus accident cases for Los Angeles residents for close to 40 years. We have extensive trial experience and are familiar with the LA courts, defendants' counsel and judges. If you've suffered bodily injury from a bus accident contact our injury attorney lawyers today.

Car Accidents
Every year millions of people die in accidents, especially car accidents. Our knowledge and experience in handling difficult car accident cases in Los Angeles is unmatched. Our top rated trial attorneys review and approve any car accident settlement whether it goes to trial or not. With decades of winning difficult motor vehicle accidents, Bisnar Chase has earned a reputation as one of the best car accident law firms in Los Angeles. Negligence and bad conduct are held accountable for their actions when you rely on the best attorneys with decades of experience.


Dog Attacks
Dog bite cases are some of the toughest cases we see. The injuries are usually significant and often times involve children. The dog bite lawyers of Bisnar Chase have prosecuted thousands of injury cases, many from serious dog bites in Los Angeles. We advance all costs and shield you from liability until your case is won. We fight the legal system for you.

Dangerous Roadways
Debris, dangerous construction zones and poorly designed roadways are everyday life for many Angelenos. Los Angeles is one of the most congested areas, and dangerous roadways are often the cause of many accidents. Our law firm has extensive experience dealing with dangerous roadway cases causing bodily injury and property damage.

Truck Accidents (commercial and standard)
If you've been involved in a truck accident in Los Angeles, commercial or otherwise, we may be able to help you collect sufficient compensation for your injuries including time off work pay. Our attorneys will guide you through the process of dealing with a serious truck injury and help you onto the road to recovery. We pride ourselves on taking all of the stress of the accident off of you.

Defective Products (cars, appliances etc.)
Defective and dangerous products are a part of every day living. Each day thousands of defective or dangerous products can be recalled and pose a threat to consumers. Our team of LA trial lawyers have spent decades fighting against dangerous or defective products that put profit over people.

Difference In Mesothelioma and Asbestos Lawyers

February 20, 2018 0
Difference In Mesothelioma and Asbestos Lawyers
Many mesothelioma patients can receive compensation for medical bills, lost wages and other financial burdens through a variety of legal options. MESOTHELIOMA LAW FIRM, Donate Car to Charity,California, Donate Car for Tax Credit, Asbestos Lawyers, Cheap Domain Registration Hosting, Make Money Online Online, Auto insurance, Life insurance quotes. An experienced and qualified mesothelioma attorney can help you get the money you deserve through a lawsuit or asbestos trust funds that hold more than $30 billion.
Once the initial shock of a mesothelioma diagnosis has passed, patients and loved ones are often left wondering how they can afford expensive treatment and other financial hardships. Choosing the right mesothelioma lawyer to represent you is an important first step in ensuring your family’s financial future.
Statutes of limitations vary from state to state, and you may be running out of time to file a lawsuit for compensation. That’s why it’s important to learn about your legal options as soon as possible.
Not all lawyers are created equal. Mesothelioma lawsuits are complex and time sensitive. A lawyer with a history of successful asbestos litigation makes the process simple and hassle free, giving you more time to focus on what matters most: Your health and family.
An experienced mesothelioma lawyer will handle your case from start to finish and explain your options along the way. They are familiar with other avenues of compensation and will help you make the right decision.
Bankrupt asbestos companies have set aside billions to compensate people diagnosed with asbestos-related diseases. Asbestos trust fund claims are filed out of court and can get those injured by negligent companies the compensation they deserve — often quicker than a traditional lawsuit.
Military veterans exposed to asbestos during service can file a disability claim with the U.S. Department of Veterans Affairs (VA). A qualified mesothelioma attorney can help veterans navigate the complicated VA claims process as well as legal routes.
Why Hire an Experienced Asbestos Lawyer?
An asbestos attorney who specializes in these cases has the knowledge, resources and experience you need for such an important undertaking. Because every claim is different, your lawyer will work with you to explain the types of compensation available for your specific situation.

BEFORE YOU HIRE AN ATTORNEY

Check if the attorney has a proven track record winning asbestos lawsuits or large settlements.
Ask if a representative from the attorney’s law firm will travel to you when gathering information for your case.
Ask about the attorney’s experience filing successful claims against asbestos trust funds.
See if the attorney will evaluate your potential compensation. MESOTHELIOMA LAW FIRM, Donate Car to Charity,California, Donate Car for Tax Credit, Asbestos Lawyers, Cheap Domain Registration Hosting, Make Money Online Online, Auto insurance. Identifying when and where you were exposed to asbestos is crucial to your lawsuit. Without it, winning your claim may be tough.
Experienced mesothelioma lawyers are familiar with companies that used asbestos. They know which job sites had significant asbestos use and which products contained high concentrations of the toxic mineral.
Qualified attorneys are also well-versed in the asbestos trust claims process and familiar with specific jurisdictions for filing claims.

What Expenses Can Be Covered by Legal Compensation?

A trustworthy attorney will never guarantee an outcome, a settlement or a successful jury verdict. However, finding a mesothelioma lawyer who can offer a high probability of successwill make it easier to obtain compensation.
In addition to expensive treatments not covered by your health insurance, other common expenses for mesothelioma patients include:

COMMON EXPENSES FOR MESOTHELIOMA PATIENTS

Lost wagesCaregiver costsTravel expenses for treatmentFuneral expenses Therapy and grief support Other expenses not covered by insurance
It is important to save all your medical and financial records so your lawyer can have updated information about your expenses. In addition to compensation to cover expenses, mesothelioma lawsuits may include punitive damages to punish the defendant and award the plaintiff for their pain and suffering

Tips for first-time car insurance buyers [PART 2]

February 20, 2018 0
Tips for first-time car insurance buyers [PART 2]
Insurers quote the most appropriate and the lowest premium rates based on your credit-based insurance score. The factors determining an ideal credit score are:
Your payment history, late payments and delinquenciesLength of your credit historyTypes and number of credits, such as loans and credit cards
Age, marital status, ethnicity, sex, address and income are never considered when determining your car insurance credit score.
8. Personal Accident Cover
With 1214 road accidents occurring every day in India, you can never be too safe to guard yourself and your family against severe financial contingencies. Personal accident cover is as follows:
Accidental death from a mishapAccidental partially or total disabilityAccidental dismemberment of limbsInjuries and death due to a act of terrorismMonetary relief as daily payment during hospitalisation
Advantage of the personal accident plan is:
Can be bought as personal or family policy No documentation and medical tests required Low premium and wide coverage Coverage is worldwide Child education benefit Certified and easy claim process 24 x 7 Customer service Legal expenses are covered Double indemnity for impairment or demise when traveled in public transport Funeral expenses are covered Highly customization plan. Bundled Car Insurance
Bundled car insurance is for more than one car in a single household from a single insurance company. This type of insurance will help you get car premiums at a discount.
10. Knowing About Compulsory Deductibles
A compulsory deductible is a minimum amount that you, as a policyholder, need to pay for each and every claim. The amount of compulsory deductible varies from Rs.50 for a two-wheeler to Rs. 500 for a four-wheeler as per the Insurance Regulatory and Development Authority of India (IRDAI) rules.
Higher deductible might be charged for an older car with a higher claim-risk. A higher deductible can also be charged in the cases of cars with bigger cubic capacities and other scenarios where the risk of a claim is perceived as big.
Compulsory deductibles do not help in lowering the car premium though.
11. Low Premium Costs Through Voluntary Deductibles
A Voluntary deductible, as the name suggests, is not mandatory. Voluntary deductibles help in lowering the car premiums. This option allows you to share the repair costs in case of a claim, so it lowers the insurance premium.
Deductibles compulsory and voluntary are only provided in comprehensive coverage policy.
12. Familiarising Yourself With Your Car’s Insured Declared Value (IDV)-
The Insured Declared Value (IDV) of any car is the maximum amount that can be claimed under an insurance policy. It is the amount you get if your vehicle is stolen or gets totally and irreparably damaged.
A brand new car has a higher IDV than a year-old one of the same model. So it can be said that the IDV is the current market value of the vehicle.
If you subtract the depreciation value from the selling price, you get the IDV. It excludes the registration and the insurance costs though. Also, the IDV of accessories needing the insurance (not the factory fitted ones) is separately calculated for an additional cost.
The insurance premium is calculated considering the factors like the IDV, the model, etc. So knowing about the IDV of a car is important.
13. Knowing About The No-Claim Bonus (NCB)
A No Claim Bonus is what you get as an additional cover if the policy hasn’t been claimed for the duration of one complete year. In case of you not claiming your motor insurance policies for a full one year, the NCB comes into play, and you get about 5-10% of the IDV as a bonus upon renewing the policies. The bonus can go up to 50% at the most.
14. The Geographical Location And The Car’s Cubic Capacity Matter
Your insurance premium costs might be higher if you live in a metro compared to the insurance costs of the same model if you were living in a non-metro or rural area. The car’s geographical location is taken into account in your premium. Plus, the cubic capacity of the car’s engine also factors into car insurance premium costs.
15. Customising Your Car Keeping The Insurance Policy In Mind
Some vehicle parts do not get coverage under your regular auto insurance policy, following the modification. Usually, they are engine parts and some other mechanical ones.
The standard insurance plans cannot be extended for every customised part. It is always better to check with your insurance agent before customising your vehicle.
16. A Cashless Option Is A Big Plus
An insurance company that provides a cashless option is a good choice as it helps in the case of emergencies and saves you from the hassle of running around for cash. However, you should not choose an insurance company just for this factor while overlooking others, but if it provides a cashless option, then it is a big plus.
17. Proximity Of Network Garages Is Advantageous Too
Checking for the number and the proximity of garages in your location is an important factor to keep in mind before choosing an insurance company. More network garages in close proximity are always good. You can ask around and get feedback to make an informed choice.
18. A Speedily Issued Insurance Coverage And Policy
One important factor to keep in mind while selecting a car insurance company is how soon it can provide you with the insurance coverage. How fast the policy gets issued should also be taken into account. Today’s technological advances have made fast services possible. As a buyer, you should make sure to choose the insurance company that does not take months to issue the policy.
19. Customer Service and Helpline
This could be considered a not that important factor to look into a company when buying a car insurance. But once you buy insurance, then the customer care and support will come into play for all you future worries regarding the aspects of your insurance policy.
The feedback of other persons will prove beneficial in learning about how strong and efficient the customer support of a company is. You could check for online reviews or ask your friends about the customer services of various companies. Check for 24x7 customer helpline facility which would help you reach out to your company in your time of need.
20. Buying An Insurance Policy Online
This is a cost-effective and a faster way to get car insurance than by normal paperwork. You can compare different policies online from one place before zeroing in on the one that best suits you. It is paperless work, and after the issuance of your policy, you can access it from anywhere.